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More small business loans: Get the financing you need with fast loan processing times and flexible terms, no cash advance fees, and no interest charges until you use the funds. Compare loan options & apply. Apply For Me. For your business, please visit this page.

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Business Loans and Lines of Credit

Making the short-term, long-term.

Your immediate focus may be on getting the doors open, but we’re here to help keep them open for many years to come.

Business Loan

Existing customers can qualify to apply for a business loan or line of credit2 up to $25,000. Get a response in minutes and access your funds in three business days or less. Please log on to your account for the quickest and easiest way to apply. If you have not yet registered or have lost or forgotten your account details, Contact Us and we will get you up and running.

Term Loans

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Business Lending

One of our primary missions is to serve our community in every aspect, and that means supporting our local businesses with the loan that is best for their goals and objectives.
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Real Estate Lending

We have financing available for retail, industrial, office, multifamily, hospitality and more.
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Equipment Lending

If your business relies on heavy or specialized equipment to make things happen, trust that we can make your fleet happen for you with an equipment lending loan.

Lines of Credit

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Business Line of Credit

Delivering credit for maximum financial flexibility, a Business Line of Credit meets your short-term financing needs like cash-flow management fluctuations and unexpected business expenses.
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Working Capital Line of Credit

When business is slow but you’ve got bills to pay, a working capital line of credit can help you meet short-term financial goals.
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Credit Cards

Stack up rewards points, secure a low rate to consolidate your credit card debt or even start building your credit score when you choose the best credit card offers for you.

Get in touch.

Preferred Contact Method:
Personal or Business?

Frequently Asked Questions

Who do I contact if I have questions about my business loan?

Please Email Us to speak with a loan officer.

Do I need to open different accounts for different currencies?

No, you don't. We offer accounts that support multiple currencies and you can easily manage your finances wherever you are. Here's a list of the currencies supported by accounts in different destination countries or regions.

Didn't find what you are looking for?

Click here to contact us.

Learning Center

Should you consider a HELOC?

From additional purchasing power to debt-free peace of mind, a Home Equity Line of Credit can provide you with the financing power to thrive. 
Read Article

Tips to improve your credit score.

Is your credit score in need of a boost? You can’t raise your score overnight. But there are a few things you can start doing now to make a positive impact in just a few months.
 
Read Article

Understanding your credit score.

It’s not just three digits: your credit score indicates how well you manage your debt. It’s designed to represent your credit risk: in other words, an at-a-glance indication of how likely you are to pay your bills on time.
Read Article

Limits apply. Business Minute Lender offers unsecured business loans and lines of credit only. Please contact us to learn about other available business loan and line of credit options.
2 Upon credit approval.