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More small business loans: Get the financing you need with fast loan processing times and flexible terms, no cash advance fees, and no interest charges until you use the funds. Compare loan options & apply. Apply For Me. For your business, please visit this page.

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Customer Support

Phone:
(1-800-BANCA-75)
Hours:
Monday-Friday: 8:00am-7:00pm
Saturday: 8:00am-12:00pm
After hours? Send us a message
Additional contact options 
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Personal and Business Rates

Personal

Banca di Capital Signature Checking

This checking account comes with options to earn interest and a host of exclusive features and benefits to deepen your relationship with Banca di Capital.

Minimum Opening Deposit Daily Balance Tier Range1 Interest Rate APY
$1,000 $0 - $2,499 0.05% 0.05%
$1,000 $2,500 - $9,999 0.05% 0.05%
$1,000 $10,000 - $49,999 0.08% 0.08%
$1,000 $50,000 - $99,999 0.10% 0.10%
$1,000 $100,000 - $249,999 0.25% 0.25%
$1,000 > = $250,000 0.40% 0.40%

Personal Money Market

Enjoy convenient access to your account while earning a premium interest rate with our Money Market account.

Minimum Opening Deposit Daily Balance Tier Range1 Interest Rate APY
$1,500 $0 - $9,999 0.10% 0.10%
$1,500 $10,000 - $49,999 0.10% 0.10%
$1,500 $50,000 - $99,999 0.10% 0.10%
$1,500 $100,000 - $249,999 0.10% 0.10%
$1,500 $250,000 - $499,999 0.20% 0.20%
$1,500 > = $500,000 0.25% 0.25%

Banca di Capital Savings

Whether you’re building a nest egg for the future or creating an emergency fund for a time in need, plan ahead and build your savings with our convenient interest-earning savings account.

Minimum Opening Deposit Daily Balance Tier Range1 Interest Rate APY
$0.00 $0 - $2,499 0.02% 0.02%
$0.00 > = $2,500 0.02% 0.02%

Banca di Capital Student Savings

It’s never too early to start saving. For students 22 years and under, this account is a great option to begin investing in your future.

Minimum Opening Deposit Daily Balance Tier Range1 Interest Rate APY
$0.00 $0 - $2,499 0.02% 0.02%
$0.00 > = $2,500 0.02% 0.02%

Certificates of Deposit (CD)

Benefit from locked-in interest rates as you watch your money grow. When your certificate matures, you can access the money or reinvest to continue building your savings.

Minimum Opening Deposit Term2 Interest Rate APY
$2,500 4 months 0.80% 0.80%
$2,500 7 months 0.70% 0.70%
$2,500 13 months 0.60% 0.60%

Business

Business Interest Checking

Minimum Opening Deposit Daily Balance Tier Range1 Interest Rate APY
$0.00 $0 - $9,999 0.02% 0.02%
$0.00 $10,000 - $49,999 0.02% 0.02%
$0.00 $50,000 - $99,999 0.02% 0.02%
$0.00 > = $100,000 0.02% 0.02%

Business Money Market Account

Minimum Opening Deposit Daily Balance Tier Range1 Interest Rate APY
$1,000 $0 - $9,999 0.19% 0.19%
$1,000 $10,000 - $49,999 0.19% 0.19%
$1,000 $50,000 - $99,999 0.19% 0.19%
$1,000 $100,000 - $249,999 0.20% 0.20%
$1,000 $250,000 - $499,999 0.20% 0.20%
$1,000 > = $500,000 0.25% 0.25%

Banca di Capital Business Savings

Minimum Opening Deposit Daily Balance Tier Range1 Interest Rate APY
$0.00 $0 - $4,999 0.02% 0.02%
$0.00 $5,000 - $24,999 0.02% 0.02%
$0.00 > = $25,000 0.02% 0.02%

Frequently Asked Questions

What is Banca di Capital Offshore Financial Services's routing number?

Banca di Capital Offshore Financial Services's ABA routing number is 061622537.

Do I need to open different accounts for different currencies?

No, you don't. We offer accounts that support multiple currencies and you can easily manage your finances wherever you are.

What do I do if I forgot my password?

For your protection, your account will be locked out after 3 invalid password attempts. You will need to contact Customer Support to reset your password if your account has been locked, please contact Customer Support via Email.

Who do I contact if I have questions about my personal loan?

Please Email Us to speak with a loan officer.

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1Lowest number listed in each tier represents the minimum daily balance required to obtain the APY.
2Early withdrawal penalty will be imposed for early withdrawal.
Fees could reduce earnings on the account. Interest Rates and annual percentage yields are current as of 03/07/2020