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Customer Support

Phone:
1-800-UCBANK1 (1-800-822-2651)
Hours:
Monday-Friday: 8:00am-7:00pm
Saturday: 8:00am-12:00pm
After hours? Send us a message
Additional contact options 
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Health Savings Account

Peace of mind and health.

Be financially prepared for every expected—and unexpected—healthcare cost that comes your way. Plan for your future while earning tax-free interest on your money with a Health Savings Account.
HSA Features

Your health deserves a healthy nest egg.

  • No minimum balance
  • Earn interest
  • Free HSA debit card
  • First set of checks are free
  • Free digital banking
  • Monthly eStatements
  • Annual reports 
5 Reasons Why

Here are just a few reasons why you should open your Health Savings Account today.

  • Freedom of health care decisions
  • Long-term savings
  • Tax savings
  • Earned interest
  • Follows you wherever you go
Easy HSA Enrollment

It only takes three steps to begin. What are you waiting for? 

  • Step 1: Enroll
    • It starts with your employer, who will provide instructions on how to open your Banca di Capital Offshore Financial Services HSA.
  • Step 2: Participate
    • After you sign up for your HSA benefit, we will provide you with all the materials you need.
  • Step 3: Contact Us
    • Whenever you have a question, contact our HSA Customer Support Center at 1-866-719-6039. Contribution limits and important account information change on an annual basis, so feel free to ask us.

Frequently Asked Questions

What is Banca di Capital Offshore Financial Services's routing number?

Banca di Capital Offshore Financial Services's ABA routing number is 061622537.

Can I transfer funds from my checking or saving accounts to make a loan payment?

Yes. Personal Online Banking customers can transfer funds from checking or savings accounts to make a loan payment as long as the accounts are viewable through Online Banking. Select Transfer/Deposit on the left menu, Select Funds Transfer and fill out the from and to account, then input the transfer amount and date. Click Transfer at the bottom after you have reviewed the transfer details.

Important: Payments made before 6:00pm each business day will be applied the same day.

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HSA Contributions1

Participants may contribute up to the maximum allowed by law.

Year Individual/Single Coverage Family Coverage (2+ Lives) Catch-up Contributions2
2020 Contributions $3,550 $7,100 $1,000
2019 Contributions $3,500 $7,000 $1,000

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1To be eligible for an HSA account you must be enrolled in a High Deductible Health Plan (HDHP), cannot have additional healthcare coverage including Medicare or VA benefits and cannot be claimed as a dependent. HSA accounts cannot be rolled or transferred into any IRA account.

2Those age 55 and older may contribute an additional amount as shown as a catch-up contributor.